Oct. 15—The annual open enrollment periods for the Medicare program, as well as for those seeking private health insurance through the
The Medicare enrollment period runs through
“I strongly encourage consumers to work with a licensed local insurance agent or SHIBA (senior health insurance benefits adviser) to review plan options,” Cameron said in a news release.
SHIBA representatives at the
To talk with a SHIBA counselor or to register for one of the department’s monthly Medicare workshops, call (800) 247-4422 toll free.
Cameron also warned consumers to watch out for scams during the open enrollment period. Idahoans can learn more about how to protect themselves by visiting doi.idaho.gov/shiba/medicare-improper-marketing.
Your Health Idaho, the state’s private health insurance exchange, also begins its annual open enrollment period today.
Federal tax credits are only available on health plans purchased through the state-run exchange. They act as an instant discount, and can significantly lower the monthly insurance premiums.
More than 85% of Your Health Idaho enrollees qualify for some type of tax credit, and about a third end up paying nothing for their monthly premium.
The open enrollment period ends
The exchange will offer 141 medical plans and 21 dental plans this year. Every county in the state has at least four insurance carriers to choose from, and most have six or eight.
This year also marks the first enrollment period when Idahoans can apply for premium tax credits and health insurance on the same application. They should find out within minutes if they qualify.
“If you’ve applied in the past and were overwhelmed by the process, we encourage you to give us another try. It is now easier than ever,” said Your Health Idaho Executive Director
For Idahoans who are unsure about how to enroll or how to determine if they qualify for a tax credit, Your Health Idaho recommends working with an insurance agent or broker. These experts are certified by Your Health Idaho and their services are available at no cost.
A list of certified agents and brokers is available online at YourHealthIdaho.org/find-help.
(c)2022 the Moscow-Pullman Daily News (Moscow, Idaho)
Visit the Moscow-Pullman Daily News (Moscow, Idaho) at www.dnews.com
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